5 /5 Kristin Peel: I just met with Justin to review my plans. He is very personable, honest and clearly knowledgeable. I was dreading the meeting just assuming it would be a sales pitch. It was NOT. Super helpful and made things easy for me to understand. My first interaction with him was via telephone a couple days ago. I was having a very bad day and was super crabby. He was so kind, helpful and ultimately helped my day. Thank you so much and nice to meet you in person!