Lucio Garcia: After several attempts to dispute a claim against me. State Farm does not have a dispute process for claims against their own clients. I have to pay extra policy charges because they thought it was necessary to hold me responsible for an accident that was not at all my fault. The fact is the person that hit me was responsible for the damage to their car and the car in front of me and mine. And injury’s on the person in front of me was her fault for not wearing seat belt, sitting extremely close up to her steering wheel. She didn’t even have her baby in a car seat and sitting in the front seat at that. Companies in this country are ridiculous and unreasonable just like the legal system. Pathetic.