1 /5 Virk Deep: I had a very disappointing experience with OneMain Financial. They initially approved my loan, gave me all the expectations, and even went through the documentation process—only to deny it at the last moment without a clear explanation.
Whats worse is that they did a hard inquiry on my credit report, which negatively impacted my credit score—for nothing. This is extremely unprofessional and misleading. If you’re not going to follow through, don’t promise approval or perform hard inquiries without confirming final decisions.
I feel misled and frustrated. I would not recommend this company to anyone who values transparency, fairness, or their credit health . WORST!