American Bank and Trust Company, N.A. - Rock Island Shayla Zambrano: Bankers are great but the business itself is fee happy & doesn’t care if they kick people while they’re down. With so many people living paycheck to paycheck, one small inconvenience from going negative, this bank will only push you further down instead of showing any compassion. I’ve been thinking on it for a while and ended up reaching out to a local credit union and immediately found lower fees, way more products, & better rates.