illinois Date: 09-30-2025

Find the Best 15 Banking & Credit Near You Effingham, IL

	Banking & Credit	Address
1	♠ Land of Lincoln Credit Union	2302 S Banker St, Effingham, IL 62401
2	♠ First Mid Bank & Trust	902 N Keller Dr, Effingham, IL 62401
3	♠ Crossroads Bank	2000 S Banker St, Effingham, IL 62401
4	♠ Dieterich Bank Effingham	510 W Fayette Ave, Effingham, IL 62401
5	♠ Central Illinois Loans	101 S Henrietta St, Effingham, IL 62401
6	♠ Dieterich Bank Lake Sara	10911 IL-33, Effingham, IL 62401
7	♠ Midland States Bank	1201 Network Centre Dr, Effingham, IL 62401
8	♠ Crossroads Bank	806 N Keller Dr, Effingham, IL 62401
9	♠ Effingham Highway Credit Union	400 W Wabash Ave, Effingham, IL 62401
10	♠ Midland States Bank	110 S 5th St, Effingham, IL 62401
11	♠ Constitution Bank	501 N Keller Dr, Effingham, IL 62401
12	♠ Washington Savings Bank	200 S Banker St, Effingham, IL 62401
13	♠ Goeckner Accounting, Inc.	2001 S Banker St, Effingham, IL 62401
14	♠ Land of Lincoln Credit Union	1302 Thelma Keller Ave, Effingham, IL 62401
15	♠ Fifth Third Private Bank - Jocelyn Schultz	200 E Jefferson Ave, Effingham, IL 62401

1.Land of Lincoln Credit Union

Address: 2302 S Banker St, Effingham, IL 62401

(9) user ratings total:

Liz Haston They are very helpful and pleasant every time

5 /5

2.First Mid Bank & Trust

Address: 902 N Keller Dr, Effingham, IL 62401

(7) user ratings total:

Jeremiah Mcelwee Very friendly

5 /5

3.Crossroads Bank

Address: 2000 S Banker St, Effingham, IL 62401

(6) user ratings total:

James Waddell Bought a House, opened a HELOC and had all these things not only explained to me, but I was walked through all the processes. Friendly people who will actually help you at this bank.

5 /5

4.Dieterich Bank Effingham

Address: 510 W Fayette Ave, Effingham, IL 62401

(6) user ratings total:

Halen Wells I’ve been banking with Dieterich for coming up on two years soon and I haven’t had an issue with them once. I’ve always gotten the exact assistance in a timely manner anytime I’ve called or had to make a deposit. They even took time out of their day to help me set up the the banking app when I was having trouble. I find Dieterich bank to be a pretty decent bank to be set up with.

5 /5

5.Central Illinois Loans

Address: 101 S Henrietta St, Effingham, IL 62401

(5) user ratings total:

Whitney Shupe Great place to go when your in a tight spot. Always willing to see how they can help you out. Low payments and friendly staff.

5 /5

6.Dieterich Bank Lake Sara

Address: 10911 IL-33, Effingham, IL 62401

(4) user ratings total:

Kelly A. Friendly, personable staff. Quick service, love the convenient location!

5 /5

7.Midland States Bank

Address: 1201 Network Centre Dr, Effingham, IL 62401

(34) user ratings total:

Thurston Howell Im pretty impressed with this bank and the app, as well. The ease in doing business with them is notable, and Lovey and I will be with them for many years to come, provided we find a way off the island.

5 /5

8.Crossroads Bank

Address: 806 N Keller Dr, Effingham, IL 62401

(3) user ratings total:

JAWS wagnon Great local bank and very understanding employees

5 /5

9.Effingham Highway Credit Union

Address: 400 W Wabash Ave, Effingham, IL 62401

10.Midland States Bank

Address: 110 S 5th St, Effingham, IL 62401

(16) user ratings total:

Ben Goeckner Very friendly staff and helpful, started a small business account here. They have helped me along the way with all of the problems that have come up, some more difficult than others.

5 /5

11.Constitution Bank

Address: 501 N Keller Dr, Effingham, IL 62401

(13) user ratings total:

Vicky Treffert I have been a customer for over 10 years. I have nothing but positive experiences with them. They answer any questions I have. Verify all concerns and settle any issues that I have encountered; which were next to none. Their level of security and ability to ensure transparency with their customers is something that I hold in high regard. I recommend anyone to explore them for any banking needs.

5 /5

12.Washington Savings Bank

Address: 200 S Banker St, Effingham, IL 62401

(12) user ratings total:

Jaimee P Terri was awesome she was so helpful and right on task. She was able to find the answer to my problem and resolve it immediately. Sorry if name mispelling.

5 /5